Claim Lifecycle

How Claimflint Works

Four stages. One continuous workflow. From first notice of loss to closed file — without the manual hand-offs that create cycle time and leakage.

~38%
Average cycle time reduction
~75%
SLA breach rate reduction
Four Stages

The Full Claims Lifecycle

FNOL Intake

Structured capture from phone (IVR/agent), web portal, mobile app, and email. NLP extraction of loss type, coverage, and claimant contact. Automatic policy match against carrier core.

< 4 minutes from first contact to structured file

File Enrichment

Coverage verification, deductible calculation, prior-claim lookup, fraud-indicator scoring, reserve modeling, and subro-potential flag — all before the adjuster sees the file.

~60% of files fully enriched before adjuster touch

Adjuster Routing & Dispatch

Complexity scoring assigns files to right-skilled adjusters. Field appraiser dispatch triggers for physical inspection. SLA timers track prompt-payment rule compliance per state.

SLA breach rate reduced ~75%

Settlement, Closure & Reporting

Payment trigger with leakage controls, total-loss valuation cross-check, salvage trigger, subro recovery initiation. DOI MCAS-ready output. Closed-file audit trail.

Average cycle time reduction ~38%
Run It Against Your Data

Run a Claims Pilot in Your Environment

We'll walk the full lifecycle against a real sample of your claims — FNOL intake through closure — so you can see cycle time reduction on your own file population before committing to a contract.