Personal Auto Claims
Total-loss valuation, repair estimate workflows, and photo-based damage assessment — purpose-built for personal lines VPs who need cycle time and leakage under control before the check goes out.
Built for the Complexity of Auto Claims
Total-Loss Valuation
Automated ACV calculation against comparable vehicle market data. Threshold pre-check against vehicle repair estimate before appraiser dispatch.
Photo-Based Assessment
Claimant-uploaded photos scored against damage severity model. Repair vs. total-loss signal generated before field appraiser is dispatched.
Repair Estimate Workflow
DRP shop assignment, estimate reconciliation, supplement management, and final payment authorization — sequenced and tracked per SLA.
Fraud Scoring on Auto FNOL
Staged accident indicators, late reporting flags, and claim pattern matching — applied at intake, before file assignment.
Subrogation Identification
Third-party liability flags on collision and property claims. Subro potential scored at enrichment, not post-settlement.
MCAS Reporting
DOI MCAS-ready closed-file data for all states. Prompt-payment statute compliance tracking built into SLA timers.
Ready to Reduce Auto Claim Cycle Time?
We'll walk through your current personal auto workflow and show where FNOL-to-adjuster hand-off time is being lost. Claimflint is not a carrier and does not touch underwriting — we automate the file work that keeps your adjusters away from the file.