Homeowners Claims
Property damage FNOL, field appraiser dispatch, and contents inventory — automated for home lines directors who need accuracy and speed from first notice to settlement.
Property Damage, Handled With Precision
Property Damage FNOL
Structured capture of loss cause, damage scope, and emergency mitigation status. Weather event cross-reference for catastrophe claim identification.
Field Appraiser Dispatch
Damage severity scoring determines inspection urgency tier. Field appraiser assignment from approved vendor network with SLA timer active from dispatch.
Contents Inventory
Claimant-submitted contents list parsed, categorized, and valued against RCV/ACV schedules. Depreciation calculation applied per policy form.
Cat Event Identification
Weather event correlation flags potential CAT claims at intake for rapid response triage.
Contractor Fraud Controls
AOB (assignment of benefits) flag, contractor supplement escalation alerts, and duplicate repair estimate detection.
Prompt-Payment Compliance
NAIC Model 472 state-specific deadline tracking — active from FNOL receipt through settlement letter issuance.
Tighter Cycle Times on Your Homeowners Book
Most homeowners pilots start on a single peril — wind/hail or water damage — to establish a baseline cycle time and reserve accuracy before expanding to the full property line. CAT event identification runs from day one of the pilot.